Low Rate vs Cash Back Auto Financing Calculator
This free calculator helps you decide whether it's better to take a cash back offer or a lower interest rate when financing a new car. By comparing both options side-by-side, you’ll discover which one saves you more in the long term.
Should You Choose a Low Interest Rate or Cash Back Offer?
When buying a car, dealerships often give you the choice between a lower interest rate or a cash rebate. This calculator shows which one benefits your budget the most. Whether you’re trying to minimize monthly payments or the total interest paid over the life of the loan, this tool provides clarity for smarter car financing decisions.
Pro tip: Always calculate both options before signing the loan contract. Even a small difference in the interest rate can cost you thousands over time.
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